Residential Conveyancing Services
Clarity Legal Services, your trusted partner for seamless conveyancing in the UK. Our
dedicated team combines expertise with a friendly approach, ensuring you’re informed every step of the way. We aim to make your journey as stress-free as possible.
Your satisfaction is our priority.
Providing clear, concise conveyancing for the people of Milton Keynes, Northampton and surrounding areas.
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Residential Conveyancing Blog
Survey Findings and Their Impact on Property Purchases
Buying a property is one of the biggest financial commitments you'll ever make, so it's important to understand exactly what you're purchasing. That's where a property survey comes in. While a survey isn't a legal requirement, it can identify issues that aren't always...
Joint Ownership Explained: Tenants in Common vs Joint Tenants
When buying a property with another person, one of the key decisions you'll make is how you'll legally own it. In England and Wales, there are two main forms of joint ownership: Joint Tenants and Tenants in Common. Although the names sound similar, they have important...
When Is the Best Time of Year to Buy a House in the UK?
Timing can play an important role when buying a property. From the number of homes available on the market to competition from other buyers, different times of year can offer different advantages. While there is no single "perfect" time to buy a house, understanding...
FAQ's
Your residential conveyancing questions answered
How long does it typically take to complete the house buying process?
The house buying process in England and Wales typically takes around 8 to 12 weeks to complete. However, this timeline can vary depending on various factors such as the complexity of the transaction, the responsiveness of all parties involved, and any unforeseen issues that may arise during the process. Read more in our blog.
Buying a house is a significant financial and emotional decision, and the process can be quite involved. It is essential to understand the various stages involved to navigate through the process smoothly. Contact us today for support.
What are the steps involved in the conveyancing process when buying a property?
The conveyancing process involves several key steps when purchasing a property. In this blog we will explain the steps that a conveyancing team such as Clarity, will take to ensure that all legalities have been dealt with in the correct manner.
We are an experienced team of conveyancers, with office in Milton Keynes and Northampton. If you have any questions you have about the home buying and selling process, please feel free to get in touch or read more in our blog
Why consider downsizing your property?
As life progresses, priorities change, and circumstances evolve. For many homeowners, the prospect of downsizing from their existing property to a smaller one becomes an attractive option. Whether it's to free up finances, simplify living, or embark on a new chapter, downsizing can hold numerous benefits. We've listed some key considerations and benefits over on our blog.
What is Stamp Duty?
Stamp Duty Land Tax (SDLT) is a tax imposed by the UK government on the purchase of residential properties over a certain price threshold. The amount of SDLT payable is determined by the property's purchase price and its classification (e.g. main residence, second home, or buy-to-let investment). The tax is payable to HM Revenue & Customs (HMRC) and must be settled within a specific timeframe after completion. Understand how its calculated by reading our blog.
What is the difference between a freehold and a leasehold property?
There are two primary types of property ownership: freehold and leasehold. Each possesses its unique set of characteristics, responsibilities, and implications.
When you buy a freehold property, you acquire full ownership of both the building and the land it stands on. As the freeholder, you have complete control over the property without any time constraints. In contrast, when you purchase a leasehold property, you only own the right to live in the property for a fixed term, known as the remaining term of the lease. The lease is essentially a contract between you (the leaseholder) and the landlord or freeholder, granting you the right to occupy the property for a specified number of years. However, the land itself remains the property of the freeholder. To know more, read our blog.
What are the pros and cons of buying a new build property?
In recent years, new build properties have gained popularity among homebuyers. These properties offer modern amenities, energy-efficient features, and the allure of a brand-new living space. They are also generally lower to maintain than older properties and include a builder’s warranty, for peace of mind.
On the flip side, they can include a premium price tag. New build homes can also be subject to completion delays and snagging issues. Engaging a reliable conveyancing company such as Clarity will help you stay informed and ensure that you are making a sound investment in a property with a reliable developer, resulting in a smooth and hassle-free experience. Read our listed pros and cons here.
How does shared ownership work when buying a property?
Shared ownership is a housing scheme that allows buyers to purchase a share of a property (usually between 10% to 75%) and pay rent on the remaining portion owned by a housing association or the developer.
Over time, buyers can gradually increase their share through a process known as "staircasing," which involves purchasing additional shares. This allows individuals who may not afford to buy a property outright to get onto the property ladder. Read more about how shared ownership works by reading our blog.
How can I buy a property on my own?
Buying a property on your own in the can be a significant financial decision, but it can be a feasible goal with careful planning and understanding of the process. Whether you are purchasing on your own, or considering shared ownership, buying with a friend or using a guarantor. Read more in the blog.
The process can be complex, so it's crucial to seek professional advice at each stage. Consider consulting with a financial advisor, mortgage broker, and an experienced conveyancing firm such as Clarity to ensure a smooth and successful purchase. Contact us today to get started.
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© 2023 Clarity Legal Services Limited. All Rights Reserved. Clarity is the trading name of Clarity Legal Services Limited which is authorised and regulated by the Council of Licensed Conveyancers (CLC) under licence number: 11544. The Authority rules can be accessed at www.clc-uk.org. Clarity Legal Services Limited Company is registered in England and Wales under number: 11428837. Registered office at: Ashton House - Third Floor (West), 409 Silbury Boulevard, Milton Keynes, MK9 2AH. VAT number: 301 4102 81.
