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Buying a property

Clear and concise legal advice, for buying a property.

#WeAreClarity

Your partner in smart

property buying

At Clarity, we are experts in residential conveyancing, serving a wide range of clients. Whether you’re a first-time buyer, purchasing a new build or shared ownership property, upsizing, downsizing, or entering the buy-to-let market, we have the knowledge to assist you. You can rely on us to manage all your residential conveyancing requirements with precision and care.

Seamless property acquisition

Our seasoned team of conveyancing professionals understand that purchasing a home is not just a transaction; it’s a life-changing milestone. With meticulous attention to detail, we’ll ensure that your property acquisition process is as seamless as possible. From conducting thorough title searches and handling complex legal documentation to liaising with all parties involved, our priority is to safeguard your interests while expediting the process.

Client-centric approach

The Clarity team is always available to answer your questions, address your concerns, and provide regular updates on the progress of your transaction. We believe that clear communication is key to a successful property purchase, and we’ll ensure that you’re informed and empowered throughout the entire process. With our commitment to transparency, professionalism, and client satisfaction, you can confidently embark on your property buying journey, knowing that you have a reliable partner by your side.

Clear and concise legal advice for the people of Milton Keynes, Northamptonshire and beyond.

With our comprehensive suite of services, you can trust us to guide you through the property buying process with professionalism, efficiency, and a genuine commitment to making the process as seamless and hassle free as possible.

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Thorough Title Searches

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Legal Document Preparation

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Contract Management

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Due Diligence

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Client-Centric Focus:

Trustpilot Reviews

Providing clear, concise legal advice for the people of Milton Keynes, Northamptonshire and surrounding areas.

“Our passion is to build strong relationships with our clients, making sure that we fully understand the individual’s needs, in order to both personalise and tailor our service to them. We want to make the buying, selling or remortgaging of a property as easy, efficient and clear as possible.”

Joanne Bailey – Director & Solicitor

FAQ's

Your residential conveyancing questions answered

How long does it typically take to complete the house buying process?

The house buying process in England and Wales typically takes around 8 to 12 weeks to complete. However, this timeline can vary depending on various factors such as the complexity of the transaction, the responsiveness of all parties involved, and any unforeseen issues that may arise during the process. Read more in our blog.

Buying a house is a significant financial and emotional decision, and the process can be quite involved. It is essential to understand the various stages involved to navigate through the process smoothly. Contact us today for support.

What are the steps involved in the conveyancing process when buying a property?

The conveyancing process involves several key steps when purchasing a property. In this blog we will explain the steps that a conveyancing team such as Clarity, will take to ensure that all legalities have been dealt with in the correct manner.

We are an experienced team of conveyancers, with office in Milton Keynes and Northampton. If you have any questions you have about the home buying and selling process, please feel free to get in touch or read more in our blog

Why consider downsizing your property?

As life progresses, priorities change, and circumstances evolve. For many homeowners, the prospect of downsizing from their existing property to a smaller one becomes an attractive option. Whether it's to free up finances, simplify living, or embark on a new chapter, downsizing can hold numerous benefits. We've listed some key considerations and benefits over on our blog.

What is Stamp Duty?

Stamp Duty Land Tax (SDLT) is a tax imposed by the UK government on the purchase of residential properties over a certain price threshold. The amount of SDLT payable is determined by the property's purchase price and its classification (e.g. main residence, second home, or buy-to-let investment). The tax is payable to HM Revenue & Customs (HMRC) and must be settled within a specific timeframe after completion. Understand how its calculated by reading our blog.

What is the difference between a freehold and a leasehold property?

There are two primary types of property ownership: freehold and leasehold. Each possesses its unique set of characteristics, responsibilities, and implications.

When you buy a freehold property, you acquire full ownership of both the building and the land it stands on. As the freeholder, you have complete control over the property without any time constraints. In contrast, when you purchase a leasehold property, you only own the right to live in the property for a fixed term, known as the remaining term of the lease. The lease is essentially a contract between you (the leaseholder) and the landlord or freeholder, granting you the right to occupy the property for a specified number of years. However, the land itself remains the property of the freeholder. To know more, read our blog.

What are the pros and cons of buying a new build property?

In recent years, new build properties have gained popularity among homebuyers. These properties offer modern amenities, energy-efficient features, and the allure of a brand-new living space. They are also generally lower to maintain than older properties and include a builder’s warranty, for peace of mind.

On the flip side, they can include a premium price tag. New build homes can also be subject to completion delays and snagging issues. Engaging a reliable conveyancing company such as Clarity will help you stay informed and ensure that you are making a sound investment in a property with a reliable developer, resulting in a smooth and hassle-free experience. Read our listed pros and cons here.

How does shared ownership work when buying a property?

Shared ownership is a housing scheme that allows buyers to purchase a share of a property (usually between 10% to 75%) and pay rent on the remaining portion owned by a housing association or the developer.

Over time, buyers can gradually increase their share through a process known as "staircasing," which involves purchasing additional shares. This allows individuals who may not afford to buy a property outright to get onto the property ladder. Read more about how shared ownership works by reading our blog.

How can I buy a property on my own?

Buying a property on your own in the can be a significant financial decision, but it can be a feasible goal with careful planning and understanding of the process. Whether you are purchasing on your own, or considering shared ownership, buying with a friend or using a guarantor. Read more in the blog.

The process can be complex, so it's crucial to seek professional advice at each stage. Consider consulting with a financial advisor, mortgage broker, and an experienced conveyancing firm such as Clarity to ensure a smooth and successful purchase. Contact us today to get started.


© 2023 Clarity Legal Services Limited. All Rights Reserved. Clarity is the trading name of Clarity Legal Services Limited which is authorised and regulated by the Council of Licensed Conveyancers (CLC) under licence number: 11544. The Authority rules can be accessed at www.clc-uk.org. Clarity Legal Services Limited Company is registered in England and Wales under number: 11428837. Registered office at: 15 Castilian Street, Northampton NN1 1JS. VAT number: 301 4102 81.